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While baby boomers, Generation X and Generation Y tend to get the most media attention, one of the largest generational categories in the United States is the sandwich generation, which is primarily composed of people in their 40s or 50s who are supporting their children and their aging parents. Due in large part to children living at home longer or returning home after college, combined with longer life expectancies for senior citizens, the sandwich generation represented approximately 47% of people between 40 and 60 years of age, as of 2013.

1-Get a Clear Financial Picture
Conversations about money can be uncomfortable but you need to handle everyday needs as well as retirement and unexpected emergencies. Talking about finances as soon as possible will you to set up a monthly budget that everyone can benefit from.

2-Learn the Details of Insurance Coverage
Learn about the coverage your parents have, a lot of people overestimate the coverage provided by Medicare, Medigap and Medicaid.

3-Get a Head Start on College Planning
Family financial demands may limit college options. Research student loans, grants and scholarships for children preparing for college. 

4-Have Returning Children Contribute to the Household
Require children returning home to contribute to household expenses and care of the elders.

For more information on aging parents, visit the National Council on Aging. A nonprofit organization founded in 1951.

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21021Ventura Blvd., 215                        9655 Granite Ridge Road, 200 
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