California Home Insurance
Purchasing California Home Insurance can get confusing, especially if you live in the greater Encino, Burbank, Van Nuys, and Woodland Hills CA area.
Here at R.L. Thomas we understand how confusing it can be some time. Although you are not legally required to purchase homeowners insurance as you are with Burbank auto insurance, many mortgage companies are requiring it as part of their finance agreements with home owners. If you are faced with the sometimes daunting task of shopping for homeowner’s insurance in Encino, don’t fret! R.L. Thomas is an independent insurance agency that can shop multiple carriers to get you the best home insurance policy available to you!
Homeowner’s coverage doesn’t have to be difficult to understand. Typically, a basic California homeowner’s insurance policy will cover the following:
- The structure of your home
- Replacement costs
- Personal possessions (up to a set limit)
- Living expenses in case of a disaster
- Liability
You can also add supplemental policies such as:
- Valuable Articles/Floater policies (i.e. Jewelry Insurance)
- CA Flood insurance policies
- California Earthquake insurance policies
- California Umbrella insurance policies (additional liability)
- Animal Liability (liability issues due to household pets)
The needs of every home owner are different and your home insurance policy should reflect that. The agents at R.L. Thomas will create a homeowner’s insurance policy that will best suit you and your family. Contact us today for more information on our comprehensive homeowner’s insurance policy options. Fill out our quick and simple form for a free home insurance quote!
R.L. Thomas, a California insurance agency has been proudly providing Encino California Home Insurance quotes and policies to our clients throughout the greater Encino, Burbank, Van Nuys and Woodland Hills, CA, for over 35 years.
